How to Talk About Money: The Conversation Most of Us Never Have Most of us have learned how to talk about most things that are important in life. We discuss our health, our relationships, our careers and even our mental health with growing openness. Yet when the subject turns to money, the room tends to […]
How to save more money by understanding the Planner and the Doer — the two selves behind present bias, lifestyle creep and unclaimed pension matching — and the simple Save More Tomorrow fix.
Loss Aversion: Why Losing Money Hurts More Than Winning Feels Good Loss Aversion: Why Losing Money Hurts More Than Winning Feels Good Why does checking your investments feel physically uncomfortable when markets fall, but never quite as exciting when they rise? It isn’t weakness, and it isn’t a flaw in your character. It’s wiring. The […]
Behavioural finance explains why we delay pensions, put off saving and stick with bad money habits. See the bias, change the behaviour. Education only.
The Real Cost of Starting Your Pension Late Most people know they should be investing into a pension. But it is rarely the idea of investing that catches people out — it’s the true cost of waiting to act. Why do many people put retirement planning off? It’s inextricably linked to our human nature, and […]
Why Your Rate of Return Could Make a £200,000 Difference Most people saving for retirement focus on one number: how much they’re putting in. But there’s another number — one most people have never seriously looked at — that can be just as powerful over time. The rate of return on their investments. Put away […]
